This is my second posting in the Seven Things series following my tag by rob clack. This time it is “7 things I do now” but I’m actually just going to give you four things. Pleased don’t feel short changed, I will explain in a bit of detail why I do them now. So four is enough!
Chill and Relax – the best thing about retiring early has been the virtual elimination of stress from my life. Mrs Troy believes, and I tend to agree, that if I’d kept on going as previously I wouldn’t have lived to the normal retirement date. The early rise, the commute to Central London, the manic and incessant e-mail demands for information, the staff out sick, or on holiday, or extended maternity leave. The work that still had to done to ever tighter deadlines. Stop! Stop! STOP! I want to get off!
And I did. Of course I miss both the money and the social aspects of working in an office. But I’m so much happier now and so much more relaxed and free of stress. So if you can (and I know it is far from easy) save, invest and try to retire early.
Enjoy long walks on the beach – I’ve always liked the coast. Now we live just a fifteen minute ride from the nearest beach and it is not much further to many other beautiful beaches. My favourite local beach is just south of Dovercourt leading on to the Walton Backwaters. The views are nice, the sand is soft under foot and it is frequently totally deserted. Well just me, a picnic in a rucksack, the waves lapping onto the beach, a gentle breeze and the sunshine. There are yachts, power boats, ferries and container ships offshore adding to the interest as well as many small wading birds scurrying along the tide line. Bliss!
Invest in Gold – gold (and silver) used to be everyday money. But then governments around the world decided we’d be better off instead with their bits of paper backed by just their written promises. A Gordon Brown promise – yeah right! So I wanted to find a way of investing in something that was independent of governments and I found gold. Not in the ground or in a stream, but after much internet searching I discovered “Bullion Vault” a company who facilitate the secure purchase and sale of gold bullion, simply and with low charges. . My gold is stored safely in vaults in London and Zurich, it is not at home under the mattress! Obviously I’m not recommending buying gold to everyone but many experts do advise keeping 5%-10% of your wealth in gold. Which is strange, after all it is just a lump of metal, but over the years it has proved a safe way to preserve the purchasing value of your wealth independent of governments. Follow the link above to find out more (but caveat emptor!).
Follow Ipswich Town FC – three years ago I didn’t give Ipswich’s results a second glance. But having moved to the area with a view to settling here long term I wanted a sporting interest. Now I’m totally hooked. I can’t wait until next Saturday afternoon to get down to Portman Road and cheer on my team. I feel strongly that people should support their local team not some distant Premiership team. Get a season ticket, get to know the players – and support them through the good and bad times.
I’ll be back next week with my 3rd posting in the Seven Things series. Please stay tuned!